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ENJOY CASH CARD

Earn unlimited rewards. You choose how. Choose your way to max out your rewards—on groceries, gas, and a lot more.

Choose your rewards

CREDIT CARD FEATURES

There are so many great reasons to carry a Truist Visa® credit card. Star benefits Cash back, extra miles, low rates, or upscale perks. Make doing the things you love even more rewarding.

Card controls Protection feels good. Receive realtime alerts, set spending limits, lock or unlock your card with our mobile app.

Contactless payments Every card has tap-to-pay, so checkout is faster—and safer. Whew.

Extra rewards Our rewards cards let you earn Loyalty Bonuses when you have a Truist checking or savings account.

FIND YOUR CARD FOR EVERY DAY

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CASH BACK

Enjoy Cash credit card →

Rewards: 3% cash back on gas, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases2 – OR – 1.5% cash back on all eligible purchases3 Intro APR/offer: 0% intro APR on purchases for 12 months after account opening1 APR: 13.24% – 22.24% variable APR after the intro APR expires1 Annual fee: $01

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TRAVEL REWARDS

Enjoy Travel credit card →

Rewards: 2x miles per $1 spent on airfare, hotels, and car rentals, 1x miles per $1 spent on all other eligible purchases5 Intro APR/offer: 20,000 bonus miles when you spend $1,500 in first 90 days after account opening APR: 13.24% – 22.24% variable APR4 Annual fee: $04

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LOW RATE

Future credit card →

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Rewards: None Intro APR/offer: 0% intro APR for 15 months after account opening on purchases6, 0% intro APR for 15 months after account opening on balance transfers made in the first 90 days after account opening6 APR: 11.24% – 20.24% variable APR after the intro APR expires6 Annual fee: $06

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PREMIUM REWARDS

Enjoy Beyond credit card →

Rewards: 3x points per $1 spent on airfare, hotels, and car rentals, 2x points per $1 spent on dining, 1x points per $1 spent on all other eligible purchases8 Intro APR/offer: 30,000 bonus points when you spend $1,500 in first 90 days after account opening APR: 13.24% – 22.24% variable APR7 Annual fee: $1957

BUILD CREDIT

Enjoy Cash Secured credit card →

Rewards: 3% cash back on gas, 2% on utilities and groceries (up to the $1,000 monthly spend cap), 1% on all other eligible purchases10 Intro APR/offer: None (Requires a $400 minimum refundable deposit in a Truist Secured Savings Account to open.) APR: 19.24% variable APR9 Annual fee: $199

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Get paid for your morning coffee with deals.

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Earn rewards just for shopping at your favorite retailers. See an offer you like? Just add, shop, and get paid. New deals are added all the time.12

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Already a Truist cardholder?

Sign in to manage your account, set up online bill pay, or request a credit line increase. Have questions? Call 844-4878478. We can help.

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LIFE'S MOMENTS

What are your sights set on? 5 tips for smart borrowing

Prio deb free

PERSONAL CHECKING ACCOUNTS

A great card deserves a great partner. Unlock your credit card’s full potential—pair it with a Truist checking account.

Avoid overdraft fees. Link your checking and credit accounts to add overdraft protection.

Earn Loyalty Bonuses. Get bonus rewards based on deposit level when redeeming into Truist checking.

Move money easily. Get cash advances or make payments in seconds.

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Looking for something else? Digital Wallet features Never fumble for your wallet again.

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Truist Wealth Put your net worth to work with tools for strategic credit and asset management.

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McGriff Insurance Insure your home, your car, and your future with a provider you can trust.

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Disclosures

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Credit cards are subject to credit approval. 11Visa’s Zero Liability Policy does not apply

to certain commercial card transactions or any transactions not processed by Visa. Cardholder must use care in protecting the card and notify Truist immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult your Cardholder Agreement. 12For complete details, refer to the Truist

Deals Terms and Conditions . There is no monthly fee and no charge for enrolling in Truist Deals. Truist Personal Credit Cards, Personal and Business Debit Cards and Money Account cards are eligible for Truist Deals. The Truist Deals Program is separate and independent from any Truist Consumer Credit Card Rewards Program in which you are enrolled related to your Truist Consumer Credit Card Account(s). Any cash back earned through the Truist Deals Program is not eligible for any deposit bonus or other incentives that may be available when you redeem your Truist Consumer Credit Card Rewards. Deals offered through the Truist Deals Program are available apart from any rewards you may earn through any Truist Consumer Credit Card Rewards Program and will not accrue in your Truist Consumer Credit Card Rewards Program account. Truist Bank, Member FDIC. © 2021 Truist Financial Corporation. Truist, the Truist logo and Truist Purple are service marks of Truist Financial Corporation. Truist Bank, Member FDIC and an Equal Housing Lender Investment and Insurance Products: • Are Not FDIC or any other Government Agency Insured • Are Not Bank Guaranteed • May Lose Value All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry. Services provided by the following affiliates of Truist Financial Corporation: Banking products and services, including loans and deposit accounts, are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, Member FDIC. Trust and investment management services are provided by SunTrust Bank and Branch Banking and Trust Company, both now Truist Bank, and Truist Delaware Trust Company. Securities, brokerage accounts and /or insurance (including annuities) are offered by Truist Investment Services, Inc., and P.J. Robb Variable Corp., which are SEC registered broker-dealers, members FINRA SIPC, and a licensed insurance agency where applicable. Investment advisory services are offered by Truist Advisory Services, Inc. , GFO Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are advised by Sterling Capital Management, LLC. Mortgage products and services are offered through SunTrust Mortgage, a tradename for SunTrust Bank now Truist Bank. Insurance products and services are offered through McGriff Insurance Services, Inc. Life insurance products are offered through Truist Life Insurance Services, a division of Crump Life Insurance Services, Inc., AR license #100103477. Both McGriff and Crump are wholly owned subsidiaries of Truist Insurance Holdings, Inc. "Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist Financial Corporation: Truist Bank, our commercial bank, which provides banking, trust and asset management services; Truist Investment Services, Inc., a registered broker-dealer, which is a member of FINRA and SIPC, and a licensed insurance agency, and which provides securities, annuities and life insurance products; Truist Advisory Services, Inc., an SEC registered investment adviser which provides Investment Advisory services. Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are marketing names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc. Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist Financial Corporation and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Loan syndications are offered by Truist Securities, Inc. Loans and loan related products are offered by Truist Bank. New York City residents: Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca. Limited English Proficiency Support: Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Truist offers the following resources for consumers that have Limited English Proficiency: Multilingual teammates available at our Multicultural Banking Centers Materials for some products and services are available in Spanish, Korean, Vietnamese, Mandarin, and other languages spoken in the communities we serve. Phone assistance in Spanish at 8444TRUIST (844-487-8478), option 9. For assistance in other languages please speak to a representative directly. Thank you for choosing Truist. We welcome the opportunity to serve your financial needs. While SunTrust and BB&T have merged to become Truist, both institutions will continue to offer independent product lines for a period of time. This may include differing underwriting guidelines, product features, terms, fees, and pricing. Our friendly teammates at your local branches will be happy to walk you through their products. You can also learn more by contacting them at 844-4TRUIST (844-4878478) or Truist.com.

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